:root{
  --navy:#0B2A4A; --navy-2:#13395f; --accent:#F59E0B; --accent-d:#d98600;
  --ink:#1c2733; --muted:#5d6b7a; --soft:#F3F6FA; --line:#e3e9f0; --wa:#1faa59;
  --radius:14px;
}
html{scroll-behavior:smooth}
body{font-family:'Inter',system-ui,-apple-system,'Segoe UI',Roboto,sans-serif;color:var(--ink);line-height:1.7;-webkit-font-smoothing:antialiased}
h1,h2,h3,h4,h5{font-family:'Poppins','Inter',sans-serif;font-weight:600;color:var(--navy);line-height:1.25}
a{color:var(--navy-2);text-decoration:none}
a:hover{color:var(--accent-d)}
img{max-width:100%;height:auto}
.btn{font-weight:600;border-radius:10px;padding:.8rem 1.5rem;transition:.25s}
.btn-accent{background:var(--accent);color:#1a1200;border:0}
.btn-accent:hover{background:var(--accent-d);color:#fff;transform:translateY(-2px)}
.btn-navy{background:var(--navy);color:#fff;border:0}
.btn-navy:hover{background:var(--navy-2);color:#fff;transform:translateY(-2px)}
.btn-ghost{border:2px solid rgba(255,255,255,.55);color:#fff}
.btn-ghost:hover{background:#fff;color:var(--navy)}
.btn-wa{background:var(--wa);color:#fff;border:0}.btn-wa:hover{background:#178a47;color:#fff}

/* top bar + nav */
.topbar{background:var(--navy);color:#cfdbea;font-size:.88rem}
.topbar a{color:#fff}.topbar a:hover{color:var(--accent)}
.topbar i{color:var(--accent);margin-right:.45rem}
.site-nav{background:#fff;box-shadow:0 2px 18px rgba(11,42,74,.08);position:sticky;top:0;z-index:1030}
.brand{display:flex;align-items:center;gap:.7rem;font-family:'Poppins',sans-serif;font-weight:700;color:var(--navy);font-size:1.12rem;line-height:1.1}
.brand img{height:46px;width:46px;object-fit:contain}
.brand small{display:block;font-weight:500;font-size:.68rem;letter-spacing:.14em;text-transform:uppercase;color:var(--muted)}
.site-nav .nav-link{font-weight:500;color:var(--ink);padding:.9rem 1rem!important;position:relative}
.site-nav .nav-link:hover,.site-nav .nav-link.active{color:var(--accent-d)}
@media(min-width:992px){.site-nav .nav-link.active::after{content:"";position:absolute;left:1rem;right:1rem;bottom:.35rem;height:3px;border-radius:3px;background:var(--accent)}}

/* hero */
.hero{background:radial-gradient(1200px 500px at 85% -10%,rgba(245,158,11,.22),transparent 60%),linear-gradient(135deg,#071d35 0%,var(--navy) 55%,var(--navy-2) 100%);color:#fff;position:relative;overflow:hidden}
.hero::before{content:"";position:absolute;inset:0;background-image:linear-gradient(rgba(255,255,255,.04) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.04) 1px,transparent 1px);background-size:44px 44px;mask-image:linear-gradient(to bottom,#000,transparent 85%)}
.hero .container{position:relative}
.hero h1{color:#fff;font-size:clamp(2rem,4.4vw,3.3rem);font-weight:700}
.hero h1 span{color:var(--accent)}
.hero p.lead{color:#cfdbea;max-width:34rem}
.eyebrow{display:inline-block;font-size:.78rem;letter-spacing:.16em;text-transform:uppercase;font-weight:600;color:var(--accent);margin-bottom:.8rem}
.hero .eyebrow{background:rgba(245,158,11,.14);padding:.35rem .8rem;border-radius:50px}
.quote-card{background:#fff;color:var(--ink);border-radius:var(--radius);padding:1.8rem;box-shadow:0 25px 60px rgba(0,0,0,.35)}
.quote-card h3{font-size:1.25rem}
.form-control,.form-select{border-radius:10px;padding:.75rem .9rem;border-color:var(--line)}
.form-control:focus,.form-select:focus{border-color:var(--accent);box-shadow:0 0 0 .2rem rgba(245,158,11,.2)}

/* sections */
.section{padding:5rem 0}.section-soft{background:var(--soft)}
.section-title{max-width:40rem;margin:0 auto 3rem;text-align:center}
.section-title h2{font-size:clamp(1.6rem,3vw,2.3rem)}
.section-title p{color:var(--muted)}
.lead-sm{color:var(--muted)}
.strip{background:#fff;margin-top:-2.2rem;position:relative;z-index:2;border-radius:var(--radius);box-shadow:0 14px 40px rgba(11,42,74,.12)}
.strip .item{padding:1.4rem 1.3rem;display:flex;gap:.9rem;align-items:flex-start}
.strip i{font-size:1.5rem;color:var(--accent);margin-top:.2rem}
.strip h4{font-size:1rem;margin:0}.strip p{margin:0;font-size:.88rem;color:var(--muted);line-height:1.5}
.card-svc{border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;background:#fff;height:100%;transition:.3s;display:flex;flex-direction:column}
.card-svc:hover{transform:translateY(-6px);box-shadow:0 18px 40px rgba(11,42,74,.14)}
.card-svc .thumb{overflow:hidden;aspect-ratio:5/3}
.card-svc .thumb img{width:100%;height:100%;object-fit:cover;transition:.5s}
.card-svc:hover .thumb img{transform:scale(1.07)}
.card-svc .body{padding:1.4rem;display:flex;flex-direction:column;flex:1}
.card-svc h3{font-size:1.15rem}.card-svc p{color:var(--muted);font-size:.95rem;flex:1}
.more{font-weight:600;font-size:.92rem}.more i{transition:.2s;margin-left:.3rem}.more:hover i{transform:translateX(4px)}
.icon-box{display:flex;gap:1rem;align-items:flex-start;height:100%}
.icon-box .ic{flex:0 0 52px;height:52px;border-radius:14px;background:rgba(245,158,11,.14);color:var(--accent-d);display:grid;place-items:center;font-size:1.3rem}
.icon-box h4{font-size:1.05rem;margin-bottom:.25rem}.icon-box p{margin:0;color:var(--muted);font-size:.93rem}
.step{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:1.6rem;height:100%;position:relative}
.step .n{font-family:'Poppins';font-weight:700;font-size:2.4rem;color:rgba(11,42,74,.12);line-height:1}
.step h4{font-size:1.05rem;margin:.4rem 0}.step p{margin:0;font-size:.93rem;color:var(--muted)}
.chips{display:flex;flex-wrap:wrap;gap:.6rem;justify-content:center}
.chip{background:#fff;border:1px solid var(--line);padding:.45rem 1rem;border-radius:50px;font-size:.92rem;font-weight:500}
.chip i{color:var(--accent);margin-right:.4rem}
.check-list{list-style:none;padding:0;margin:0}
.check-list li{position:relative;padding-left:1.9rem;margin-bottom:.6rem}
.check-list li::before{content:"\f00c";font-family:'Font Awesome 6 Free';font-weight:900;position:absolute;left:0;top:.05rem;color:var(--wa);font-size:.85rem}
.img-frame{border-radius:var(--radius);overflow:hidden;box-shadow:0 20px 50px rgba(11,42,74,.18)}
.img-frame img{width:100%;display:block}
.accordion-item{border:1px solid var(--line)!important;border-radius:12px!important;margin-bottom:.8rem;overflow:hidden}
.accordion-button{font-weight:600;color:var(--navy);background:#fff}
.accordion-button:not(.collapsed){background:var(--soft);color:var(--navy);box-shadow:none}
.accordion-button:focus{box-shadow:0 0 0 .2rem rgba(245,158,11,.25)}
.cta-band{background:linear-gradient(120deg,var(--navy),var(--navy-2));color:#fff;border-radius:20px;padding:3rem 2rem;text-align:center}
.cta-band h2{color:#fff}.cta-band p{color:#cfdbea;max-width:34rem;margin:0 auto 1.5rem}

/* inner page header */
.page-head{background:linear-gradient(135deg,#071d35,var(--navy) 60%,var(--navy-2));color:#fff;padding:3.6rem 0 3.2rem;position:relative;overflow:hidden}
.page-head::after{content:"";position:absolute;right:-80px;top:-80px;width:300px;height:300px;border-radius:50%;background:rgba(245,158,11,.14)}
.page-head h1{color:#fff;font-size:clamp(1.8rem,3.6vw,2.7rem)}
.page-head p{color:#cfdbea;max-width:40rem;margin:.6rem 0 0}
.crumbs{font-size:.88rem;margin-bottom:.8rem;color:#9fb4cc}.crumbs a{color:#cfdbea}.crumbs a:hover{color:var(--accent)}
.prose h2{font-size:1.6rem;margin:2.2rem 0 .8rem}.prose h3{font-size:1.2rem;margin:1.6rem 0 .6rem}
.prose p,.prose li{color:#3a4857}
.prose ul{padding-left:1.2rem}
.side-card{background:var(--soft);border:1px solid var(--line);border-radius:var(--radius);padding:1.6rem}
.side-card + .side-card{margin-top:1.2rem}
.contact-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:1.6rem;height:100%;text-align:center;transition:.3s}
.contact-card:hover{box-shadow:0 14px 34px rgba(11,42,74,.12);transform:translateY(-4px)}
.contact-card .ic{width:60px;height:60px;border-radius:50%;margin:0 auto 1rem;background:rgba(245,158,11,.14);color:var(--accent-d);display:grid;place-items:center;font-size:1.4rem}
.contact-card h4{font-size:1.05rem}.contact-card a,.contact-card p{word-break:break-word;margin:0;color:var(--muted)}
.map-wrap{border-radius:var(--radius);overflow:hidden;border:1px solid var(--line)}
.map-wrap iframe{display:block;width:100%;height:100%;min-height:420px;border:0}
.err-code{font-family:'Poppins';font-weight:700;font-size:clamp(5rem,16vw,9rem);color:var(--navy);line-height:1}
.err-code span{color:var(--accent)}

/* footer */
.footer{background:#071d35;color:#aebfd3;padding:4rem 0 0}
.footer h5{color:#fff;font-size:1.05rem;margin-bottom:1.1rem}
.footer a{color:#aebfd3}.footer a:hover{color:var(--accent)}
.footer ul{list-style:none;padding:0;margin:0}.footer li{margin-bottom:.55rem}
.footer i.fa-fw{color:var(--accent);margin-right:.5rem}
.footer .brand{color:#fff}.footer .brand small{color:#8ea3bb}
.footer .brand img{background:#fff;border-radius:10px;padding:3px}
.footer-bottom{border-top:1px solid rgba(255,255,255,.1);margin-top:3rem;padding:1.3rem 0;font-size:.9rem}

/* floating buttons */
.float-btn{position:fixed;bottom:20px;width:54px;height:54px;border-radius:50%;display:grid;place-items:center;color:#fff!important;font-size:1.5rem;z-index:1040;box-shadow:0 8px 22px rgba(0,0,0,.28);transition:.25s}
.float-btn:hover{transform:scale(1.08)}
.float-wa{left:18px;background:var(--wa)}.float-call{right:18px;background:var(--navy)}

/* reveal */
.reveal{opacity:0;transform:translateY(22px);transition:opacity .7s ease,transform .7s ease}
.reveal.in{opacity:1;transform:none}
@media(prefers-reduced-motion:reduce){.reveal{opacity:1;transform:none;transition:none}html{scroll-behavior:auto}}
@media(max-width:575px){.section{padding:3.4rem 0}.strip{margin-top:-1.4rem}}

/* mobile: keep wide gutters from causing sideways scroll */
@media(max-width:991.98px){.g-5,.gx-5{--bs-gutter-x:1.5rem}.g-5,.gy-5{--bs-gutter-y:2rem}}
body{overflow-x:hidden}